I am disabled and cannot work, but I have money in both a savings account and a retirement account, I also own my home, and my spouse works. Can I still qualify for disability benefits?

Yes you can.  Social Security disability benefits are not paid based upon being in poverty.  You can literally have unlimited amounts of savings and unlimited amounts of income from a working spouse and still be eligible.  The only type of income which disqualifies you from receiving Social Security disability benefits is earned income that you receive from working.